Real estate market is still undergoing a strategic metamorphosis. In fact, many home prices are still depreciating further and apparently, we have not yet hit the bottom. This creates an auspicious opportunity for people whoHow Could You Obtain Lower Mortgages Now?
Some homeowners may think refinancing to a lower rate is always the best idea. Let us analyze when you should refinance if you can, and when you should not do so. 1. REFINANCE, IF YOUWhen Should You and Should Not Refinance?
Many real estate transactions, to some extent, involve escrow. In fact, escrow is a term often used but not often delineated. Let us further educate ourselves on what escrow entails and how we could intelligentlyWhat Does Escrow Encompass in Real Estate Transactions?
Residential and commercial real estate markets are bedeviled by recurring woes despite rather reasonable expectations for the markets to restore to relative normalcy by now. In fact, the predominant practice of borrowing ONLY to aReal Estate Outlook Gloomier As Lenders Further Tighten Lending
Some of the latest data suggest lenders might be loosening their spigots when it comes to jumbo loans. Nonetheless, problems still abound for borrowers of such loans, ranging from relatively large down payments to slowAre Jumbo Loans Making a Real Comeback? Not Really
While some people can afford to buy their house and pay for the price of the home using their own savings and help from family/friends, most individuals in California must go to the bank andGetting a Mortgage for Your House
What to Look For in Mortgage Documents Before Signing Often potential home buyers are inundated with documents to sign at the last minute. Fearing they might lose their dream house or the favorable annual percentageWhat to Look For in Mortgage Documents Before Signing
Representations & Warranties In Contracts Representations & Warranties In Contracts are among contractual mechanisms used to allocate risks between the parties. Representation is a statement of fact intended to induce reliance and action by a party toRepresentations & Warranties In Contracts
How To Handle HOA Disputes Internally Homeowners Association (“HOA”) disputes could morph into protracted costly and legal battles. There are several procedures as set forth in the Davis-Stirling Common Interest Development Act (“Davis Sterling Act”) and oftenHow To Handle HOA Disputes Internally
