How to Optimize Your Chances of Obtaining SBA Loans The Obama administration-in the jobs proposal in 2010 before Congress-has asked for relatively significant increases to Small Business Administration (SBA) loans. In fact, such loans might…
What to Do If You Cannot Pay Your Tax Bill We all know that if we do not pay our tax bill, the IRS heavily penalizes us. Yet, we might not afford to pay our…
What Are Miscellaneous Itemized Deductions? How could we take advantage of miscellaneous itemized deductions to reduce our taxes? What are some of the “miscellaneous” deductions? What are some of tax strategies we could use to…
Issuing a Bad Check In some cases, you may want to pay for another party by check instead of cash or debit/credit. However, it is important that when you write and give the check to…
How to Build and Maintain Your Business Credit It is a daunting and rather desperate situation for small businesses seeking capital injection. While banks have relatively hardened their lending practices and seem reluctant to ease…
How to Deduct Your Commuting Expenses From Your Taxes When it comes to tax deductions, nearly every penny counts. Given the economic situation and persistent unemployment, a relatively large number of people work at home…
How to Make Sure Your Customers Pay You The volatility and uncertainty engulfing the economy have plagued business owners and customers alike. In fact, customers do not pay on time and request payment extensions on…
How Banks Charge Us Overdraft Fees Unfortunately, most of us at one time or another has experienced the dreaded overdraft fees. Banks used to charge consumers up to $35 for $1 overdrawn from a checking…
Probably, Getting a Jumbo Loan to Get Tougher Government support for relatively exorbitant mortgages backed by Fannie Mae and Freddie Mac are set to expire at the end of this year, unless Congress acts. Let…
